Terms

Terms of Service

1. Acceptance

By using Siling', you agree to these Terms.

2. What Siling' is

A Financial Operating System, not a bank, lender, payment processor, wallet, or advisor.

3. Eligibility

18 years or older.

4. Your account

You're responsible for your PIN and biometric credentials.

5. Permissions you grant

Notification access, described in the Permissions Policy in the app; revocable anytime.

6. Acceptable use

No reverse engineering; no processing others' data without consent.

7. Financial Insights are not advice

See Financial Disclaimer, AI Disclaimer, Accuracy Disclaimer.

8. Subscription and fees

Free and Premium plans; see Subscription Terms.

9. Availability

Provided as-available; see Availability Disclaimer.

10. Termination

Delete your account anytime (see Data Deletion).

11. Limitation of liability

Not liable for financial decisions made using app information, to the extent permitted by law.

12. Changes to these Terms

In-app notice before material changes take effect.

13. Governing law

[PLACEHOLDER, set with qualified legal counsel]

14. Contact

Via our Contact page.