AI Coach: Answers your questions using your own ledger data, states what it based its answer on.
AI Insights: Describe what your own ledger shows. They cite their basis and are never financial advice.
What data AI features use
Your Financial Notifications and derived ledger, minimum data for cloud processing where used, never pooled across users without opt-in.
What AI Insights are, and are not
They describe what your own data shows, not predictions, not financial advice. Categorization is separate: rules, merchant matches, and your corrections organize spend. AI does not assign categories.
Human oversight
You can correct any category; every AI Coach answer can be verified against your Ledger.
Where Siling' stands today
Early-stage and improving; accuracy shown honestly, not implied as perfect.
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